Affordable Mortgages for Affordable Homes!

Whether you need a lower down payment or easier qualification, Wells Fargo Home Mortgage has the right choice for you. Community home buyers programs are specifically designed to create more homeowners.

Eligible Consumer

Our Community Home Buyers programs are designed to assist home buyers who have limited savings and whose incomes fall below their community's median levels. These consumers often don't realize that they can become homeowners by taking advantage of the special provisions that Community Home Buyers programs offer.

Lower Down Payments

Saving for a down payment is often the single biggest hurdle for potential homebuyers. Our Community Home Buyers programs offer mortgages with down payments lower than those for standard conventional loans. In fact, loan programs are available that can reduce the down payment even further, and eligible veterans may be able to buy a home with no down payment at all!

Easier Qualification

The process of qualifying for a mortgage loan does not have to be tough. With our Community Home Buyers programs, qualifying is based on liberal and more flexible standards, making it possible to qualify to buy a home with less income.

Less Cash to Close

Our Community Home Buyers programs are also designed to reduce or eliminate the need to have payment reserves. This reduces the amount of cash needed to close. These programs can also be combined with our no closing costs option to make the home purchase even more affordable!