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No Money Down Plus (Zero Down Payment) Mortgage

Builder Best(sm)

SmartPay Home Financing(sm)



No Money Down Plus (Zero Down Payment) Mortgage

The Wells Fargo No Money Down Plus(sm) mortgage allows borrowers with excellent credit to finance up to 100% of the price of their home, plus another 3% to cover fees and closing costs, for a total maximum loan value of 103%. It's a smart choice for buyers whose savings are limited or for those who prefer to invest their money in other assets. With a No Money Down Plus(sm) loan, the wait for your new home is over!

Builder Best(sm)

This new construction program offers protection from interest rate fluctuations with the safety of locked-in rates and points for 90, 120, 150, or 180 days at no additional cost. Rate locks up to one year with nominal cost. These offers include a float-down option 60 days prior to closing. If the rates have improved, you may "float down" to the improved market rate. Call or e-mail us to discuss your unique situation with a qualified new construction specialist. 877-804-9205 toll free.

SmartPay Home Financing(sm)

APR as low as 3.24% variable*

.375% below prime for lines from $200,000 to $274,999
.75% below prime for lines from $275,000 to $500,000
.75% - 1.01% below prime for lines from $500,001 to $3 million
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Take action today with Wells Fargo Home Mortgage! Wells Fargo Home Mortgage is an equal opportunity housing lender.

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