Take Advantage of Our Special NEA Home Financing Program^®

We offer great home financing benefits to NEA members.

When you - or an immediate family member - are planning to purchase or refinance a home, consider the many advantages offered by Wells Fargo Home Mortgage, a leading national lender.

GREAT FEATURES AND AN NEA GET-AWAY^SM

• Options - Gain access to a wide variety of home financing choices
• Selection - Purchase and refinance programs in conventional and jumbo loan amounts, including FHA, new construction and renovation loans, mortgages for investment properties and second homes, and combination 1st and 2nd mortgages to avoid private mortgage insurance
• Affordability - Slash costs with innovative No Money Down programs that offer qualified homebuyers up to 105% financing - so NO down payment
• Tap Into Your Equity - Access cash through your home ownership investment with a Home Equity Loan or Line of Credit¹
• Extra Offer - Celebrate the close of a new purchase mortgage or refinance loan with a complimentary 3-day/2-night "NEA Getaway" vacation² (transportation not included - see details below)

1. Home Equity financing provided by Wells Fargo Banks.Members FDIC. Equal Housing Lenders. ©2003 Wells Fargo Banks. All Rights Reserved. Home equity lines of credit secured by homestead property are not available in Texas.

2. Transportation not included with the hotel getaway. This offer and other benefits through the NEA Home Financing Program® cannot be combined with any other program or offer.Offer valid for new purchase or refinance mortgage loan applications taken and closed through June 30, 2004 through this program.Offer does not apply to home equity loans or lines of credit. Contact your mortgage consultant for additional details, terms and conditions. The benefits of the NEA Home Financing Program® cannot be combined with any other offer. NEA Home Financing Program is a registered service mark and NEA Getaway is a service mark of NEA's Member Benefits Corp.

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 1999-2005 Wells Fargo Bank. All rights reserved. Information is accurate as of date of printing and is subject to change without notice. Credit subject to approval. 5/03 DM# DMCNEAHOTEL